I want to vomit. I have too many things weighing on my mind. This is no way to live. The bank called yesterday about the construction loan. The assessor (appaiser?) valued our future home at $187,000. That is basically an evaluation of what our property would sell for in the current market. Problem is, the market here has really tanked. The bank will loan us 75% of the assessed value or $140,000. The estimates we have collected to build a 1400 sq foot house, 2 car garage, mound septic, well and to run electric out (1,000ft!) is 175,000. That is a big difference.
Do you remember that post about 'when i retire'...well we need to decide if that is all talk or will we put our money where our mouth is. Last night talking it over with DH and a bottle of wine it seemed pretty obvious- we do it, but I am worrying this thing to death (that's what i do). Time for a little yoga and then I will transplant my little tomatoes and see how things feel then.
Oh yeah, I also had a post on HWW about technoloy and commuting.-see side link to HWW